UK Mortgage News & Insights

Stay informed with the latest mortgage rates, market trends, and industry news from leading UK financial publications.

Live Avg. Rates

2-Yr Fixed (75% LTV) --

5-Yr Fixed (75% LTV) --

SVR --

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News aggregated from Mortgage Solutions, Mortgage Finance Gazette, Property Reporter, and Financial Reporter.
Click on any article to read the full story on the publisher's website.

📚 Mortgage Jargon Buster

LTVLoan-to-Value: The ratio of your mortgage loan to the property's value. A lower LTV (e.g., 60%) unlocks better interest rates. Loan-to-Value ratio
SVRStandard Variable Rate: The default interest rate your mortgage reverts to after your fixed deal ends. Usually higher than fixed rates. Standard Variable Rate
APRCAnnual Percentage Rate of Charge: The total cost of the mortgage expressed as an annual percentage, including fees. Annual Percentage Rate
ERCEarly Repayment Charge: A penalty fee charged by the lender if you pay off your mortgage early or switch before the fixed term ends. Early Repayment Charge
Offset MortgageA mortgage linked to a savings account. Your savings balance reduces the mortgage balance used to calculate interest. Savings-linked mortgage
Stamp DutyA tax paid when buying a property. The amount depends on the purchase price and whether you're a first-time buyer. Property purchase tax
Fixed RateAn interest rate that stays the same for a set period (e.g., 2, 5, or 10 years), providing predictable monthly payments. Stable interest period

Hover over any term for a quick definition.